Free investment return calculator. See how your monthly investments grow with the power of compound interest over time. Calculate future value and total returns.
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$500
$100$100K
12%
4%30%
10 Years
1 Yr40 Yrs
Total Value
$0
Estimated Returns
$0
Total Invested
$0
Wealth Gain Multiplier
1.9x
The Power of Compounding
If you put the same amount in a savings account at ~5%, you'd only have $0. By investing at 12%, you could make $0 more!
Investment vs Returns
Wealth Growth
How to use this Investment Calculator
1. Enter the amount you want to invest every month.\n2. Set the expected annual return rate.\n3. Choose your investment period in years.\n4. The calculator shows your total invested amount, estimated returns, and projected final value with interactive charts.
Why invest regularly?
• **Dollar/Rupee Cost Averaging:** You buy more units when prices are low, fewer when high — lowering your average cost.\n• **Discipline:** Automatic periodic investments build good financial habits.\n• **Compounding:** The earlier you start, the more time your money has to grow exponentially.
How to use this Investment Calculator?
1
Monthly Investment
Enter the amount you plan to invest every month.
2
Expected Return
Input your realistic expected annual return rate (e.g., 10-15% for equity mutual funds).
3
Time Period
Select how many years you plan to stay invested.
4
View Wealth Growth
Check the estimated future value of your investments and the exact wealth gained.
Frequently Asked Questions
A Systematic Investment Plan (SIP) or periodic investing is a method of investing a fixed sum regularly. It brings discipline to investing and benefits from compounding.
Compounding is when your investment returns start earning returns themselves. Over long periods, this snowball effect multiplies your wealth significantly.
Historically, diversified equity funds have delivered 10-12% annualized returns over 10+ years. Bond funds may return 5-7%. Past performance does not guarantee future results.
Yes, most periodic investments are completely flexible. You can pause, stop, or modify your investment amount anytime without penalties in most funds.